Church Insurance
Our knowledge of church insurance means we are able to give you advice and quotations on the best policy suitable for the needs of your church or chapel. The policies that we recommend give cover for buildings, contents, equipment, money, and liabilities where appropriate. The policies are tailored to match your needs. In addition, cover is available for legal expenses and public liability for all activities, including youth activities anywhere in the UK. Cover for Church Fellowships and Minibuses is also available. Please give us the opportunity of discussing all the options with you by calling 020 8651 7420.
Special features of our standard cover include:
- Money cover doubled for fund-raising events
- Cost of alternative accommodation
- Member to member liability
- Liability for damage to leased or rented property
Optional extensions provide wide cover on property owned by the church organisation anywhere in the United Kingdom and Hirers Liability cover.
Church Fellowship Insurance
We can arrange low cost, Fellowship Insurance which provides cover for the main insurance needs of church organisations that do not own, or have responsibility for, their own premises. The package includes cover for:
- Money
- Loss of Income
- Personal Accident for voluntary workers, members and employees
- Public and Employers' Liability
- Legal Expenses
Other benefits include discounts for no claims, discounts for a 3 or 5 year renewal period (subject to terms and conditions) and optional extensions for trustee indemnity.
Comprehensive Review by Church Insurance Specialists
Insurance is complex, ever changing and increasingly subject to stringent regulation. We will undertake a comprehensive review of your existing arrangements if required - both in terms of premium and covers to ensure that you are adequately covered. We identify and present the most competitive church insurance packages sourced, highlight any possible gaps in existing cover and offer any optional extensions which become available.
Whether you are an individual church or part of a much larger denominational group we would be pleased to discuss and advise on your church insurance requirements. Our full contact details are shown at the bottom of this page.
Directed by a Chartered Insurance Broker and Fellow of the Chartered Insurance Institute we offer an ethical, considered and professional service in the United Kingdom. Please call us on 020 8651 7420, or e-mail info@churchinsurance.org.uk. Alternatively you may submit a request for a call back here.
Trustee Indemnity Insurance
Church Trustee Indemnity covers the management risks incurred by churches and their trustees. Cover for: damages and expenses arising from any 'wrongful act'; dishonesty losses not recoverable from the trustee and loss of documents. Wrongful acts include actual or alleged acts and the policy is designed to pay for and defend these actions. Errors and omissions relating to professional counselling can also be covered although most church policies will include an extension for pastoral care in their standard liability covers. If you provide other advice such as debt advice, we will be able to arrange appropriate professional indemnity cover.
Risk Management
The best resources we have found relating to Church Care, Maintenance and Security are available from the links below. Whilst some information is aimed at Church of England premises, there are good pointers for any denomination. We have included some of the best links here.
- Security of your church
- Electrical Wiring
- Risk Assessment
- Calendar showing care items to be considered per month
- Personal safety
We have a number of church risk management documents available from Ansvar in PDF Format.
Download Ansvar Insurance Risk Management Resource Pack. Download the complete pack (1Mb) or select section (36k to 328k) as required. Remember to click the back button in your browser to return here. You can save these files to your computer or print them.
- Download the complete pack
- Download individual sections:
We are able to offer quotations from the market of insurers who specialise in church insurance including those who have made their resources available. Information on protecting children and appointing children's workers can be obtained from www.safechild.co.uk.
We welcome enquiries from churches of all denominations whether Anglican, Baptist, Brethren, Catholic, Congregational, Evangelical, Free Church, Fellowships, Friends, Independent, Methodist, Orthodox, Pentecostal, Presbyterian, Protestant, Quaker, Reformed, United Reformed, Wesleyan or any that we may have missed from this list!
We aim to give you a truly independent service, competitive quotes and advice for your church insurance.
